Bedard & Associates
Professional Benefits Management, L.L.C.
Personalized Attention and Unequivocal Dedication to Service
2923 N. Argonne Road
Spokane, WA  99220
(509) 928-2818    Fax (509) 928-0321
What You Can Expect from
Professional Benefits Management L.L.C.?
1.        Service-Annual reviews at plan anniversary dates and as
     conditions warrant.    

2.        All commitments in writing.

3.        Written proposals detailing the cost, contributions, account
     values of retirement plans and any expenses to the company
     BEFORE the company implements any benefit program.

4.        Case review by trained and experienced professionals before
     recommendations are presented for consideration.

5.        Immediate response to your inquires.

6.        Follow through and communication of events on pending

7.        The best possible service together with superior business
     and financial Solutions.
"I shall, in light of all condition surrounding those I serve, which I shall make
every conscientious effort to ascertain and understand, render that service which,
in the same circumstances, I would apply to myself."

                                                  Chartered Life Underwriters Pledge
Experience Counts !!

James A. Bedard CLU, ChFC
5 Years Experience in the Insurance Industry

* Registered Representative for and offers Securities through SCF Securities, Inc.
OSJ Branch: 155 E. Shaw Ave, #102, Fresno, CA. 93710 (800)955-2517
Bedard & Associates and SCF Securities, Inc are Independently Owned and Operated
(Securities Offerings Limited to residents of ID and WA)
(Insurance Offerings Limited to residents of ID, OR and WA)

Investment Advisory Services Offered through SCF Investment Advisors, Inc.
155 E. Shaw Ave, Suite 102, Fresno, CA 93710
(800) 955-2517
(Advisory Services Limited to residents of WA)

Contact Jim Today